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With energy bills, grocery prices, and housing costs continuing to strain UK households, the government has announced a £90 cost of living payment arriving in July 2025.
Funded through the Household Support Fund (HSF), this one-off payment is designed to help vulnerable families, pensioners, and low-income individuals manage essential daily expenses.
If you’re wondering whether you qualify or how to apply, here’s everything you need to know about the £90 cost of living support this summer.
What Is the £90 Household Support Fund Payment?
The Household Support Fund has been extended until March 2026, with a national allocation of £842 million across England.
Local councils determine how the funds are distributed in their region, which means some households get automatic payments while others must submit an application.
Quick Overview
| Feature | Details |
|---|---|
| Payment Amount | £90 (one-time) |
| Purpose | Help with food, utility bills, and essentials |
| Eligibility | Low-income households, pensioners, benefit claimants |
| Distribution Method | Cash, supermarket vouchers, or energy top-ups |
| Application Required | Varies by council |
| Fund Duration | April 2025 – March 2026 |
| Total Budget | £842 million across England |
Who Can Qualify for the £90 Payment?
Eligibility criteria differ by council, but these groups are typically prioritized:
1. Low-Income Households
Even if you aren’t receiving benefits, you may still qualify based on your earnings vs. expenses like rent, childcare, or medical costs.
2. People on Means-Tested Benefits
Includes claimants of:
- Universal Credit
- Pension Credit
- Income Support
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
3. Pensioners
Older adults on Pension Credit or with low income may receive automatic support or vouchers.
4. Families with Children
If your child receives free school meals or you claim Child Tax Credit, you may be eligible for food or supermarket vouchers.
5. Disabled Individuals
Claimants of Disability Living Allowance (DLA) or Personal Independence Payment (PIP) are often included.
How to Apply for the £90 Cost of Living Support
Step-by-Step Guide:
- Visit Your Local Council Website
Search “Household Support Fund” along with your local council name. - Review the Eligibility Criteria
Some councils offer automatic payments, while others require an application. - Gather Necessary Documents
You may need:- Valid ID (passport or utility bill)
- Proof of benefits
- Bank statements
- Recent utility bills
- Apply Online or Call Your Council’s Support Line
Fill out the application or speak with an agent if phone assistance is offered. - Wait for Processing
Decisions typically take 7–28 days, depending on demand and council resources.
Important: Apply Early
Funds are limited and often distributed on a first-come, first-served basis.
Real Examples from Councils in July 2025
| Council | Support Offered |
|---|---|
| Wakefield | £195 supermarket vouchers for residents on Council Tax Support |
| Kent | £100 vouchers for households earning below £40,000 |
| Torbay | £100 cash grants for food, water, and energy (focus on disabled residents) |
Additional Support Available Through the HSF
Alongside the £90 payment, councils may also offer:
- Energy top-ups for gas/electricity prepayment cards
- Supermarket vouchers for essentials
- Help with school meals during holidays
- Water bill discounts via partner utilities like Thames Water
Expert Advice
Citizens Advice and local charities recommend applying even if you’re unsure. Many people don’t realize they’re eligible.
If you’re struggling to pay for essentials, the Household Support Fund can offer real relief when it’s needed most.
The £90 cost of living payment in July 2025 offers crucial financial relief to households across the UK through the extended Household Support Fund.
With inflation still impacting day-to-day expenses, this payment could help with groceries, energy bills, or basic needs.
If you believe you may qualify, act quickly—funds are limited, and applications are processed on a rolling basis. Visit your local council website, check eligibility, and submit your application before it’s too late.
FAQs
Who qualifies for the £90 cost of living payment in July 2025?
Low-income households, benefit claimants, pensioners, families with children, and disabled individuals may qualify through their local council.
Do I need to apply for the £90 support payment?
Some councils provide automatic payments, while others require you to apply online or by phone. Check your local authority’s rules.
How is the £90 payment made?
Payments may be delivered as cash, supermarket vouchers, or energy top-ups, depending on your council’s distribution method.